Ms. Watkins’ financial services industry experience is broad, spanning tenures with regional and national banks, to providing consulting services with small community banks. She has been provided consulting services to community bank CFOs for over 7 years related to Asset / Liability management, Liquidity, Budgeting and monitoring of key bank Financial ratios. Services include but are not limited to ALM Model Validations, Liquidity Stress testing and building Excel models for Budgeting and reporting. GlassRatner is a multi-office specialty financial advisory services firm providing solutions to complex business problems and Board level agenda items. The Firm applies a unique mix of skill sets and experience to address matters of the utmost importance to an enterprise such as managing through a business crisis or bankruptcy, planning and executing a major acquisition or divestiture, pursuing a fraud investigation or corporate litigation, and other top level non-typical business challenges. GlassRatner has a national reputation in the area of Bankruptcy and Restructuring Advisory Services and Forensic Accounting and Litigation Support Services.