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Loan Operations ManagerLegacy State Bank

Job Start Date:10/21/2022Type of Position:Full Time

Number of Openings:1

Job Location & Contact:

3825 Harrison Road

Loganville, GA30052-0000

7709138911

Job Description:

Overview: To efficiently direct, manage, and organize Legacy State Bank’s Loan Operations department for accomplishment of company goals and objectives and to enhance profitability of Legacy State Bank based upon sound loan procedures. Areas of responsibility and accountability: • Effectively direct all loan operations of Legacy State Bank in accordance with established bank polices, guidelines and procedures. o Supervises and/or performs the daily, monthly, quarterly loan reconciliations. o Oversees loan processes by reviewing reports, requesting new reports of any issues noted in review, and implementing changes, as needed. o Serves as backup within the loan department including, processing, servicing, and post-closing loans during times when needed. o Reconciles technical complexities of loan process in accordance with designated procedures, as necessary. o Reviews reports for understanding and computational integrity. o Edits and properly approves maintenance on loan documents and new and renewed data entries. o Manages e-Oscar (On-line Solution for Complete and Accurate Reporting) corrections and Equifax disputes for consumer credit reports o Investigates any Identity Theft or Red Flag incidents and reports such incidents to the IT Department and Compliance Officer in order to meet annual reporting requirements to the Board of Directors. o Ensures SBA loans are posted correctly each month and submits fee monthly. o Ensures that Escrow Analysis is completed timely and accurately. o Helps facilitates purchased and sold participations • Effectively directs quality control function of Loan Operations in accordance with established guidelines. o Works with Management on loan related policy procedures and implementation of such. o Supports quality control staff as changes are needed (exception reports, tracking reports, etc.). o Responsible for resolutions to all issues and problems with loans. • Effectively collaborates with other departments within the Bank. o Responsible for resolutions to all issues and problems with loans. o Resolves any out of balance situations for loans and works closely with Accounting for resolution. o Ensures courteous, prompt, and efficient service is provided to all internal and external customers. o In conjunction with the Compliance Officer, ensures successful reviews and audits of the Bank’s credit and compliance policies and procedures and resolving any findings or recommendations according. • Trains and develops a subordinate staff to ensure efficient operation for increased productivity and engenders an atmosphere conducive to good employee morale. o Identifies staff training needs and recommends training sources. o Analyzes daily workload and schedules. o Monitors performance and conducts ongoing coaching, as needed. o Ensures fair and consistent treatment of departmental employees. o Accurately manages staffing and overtime in compliance with management goals. o Holds monthly department meetings, as needed. o Reviews all time keeping reports for Loan Operations using Swipeclock. • Effectively performs various support activities as directed by manager o Collaborates with Core Systems for alleviation of system deficiencies or implementation of changes to system. o Contributes and organizes the Director’s Loan Committee packages and records minutes of the meetings for safe and sound record-keeping. o Generate various month end and loan related general ledger account reports. o Coordinates and manages the booking of participation loans • Effectively handles all new foreclosures and paid out loans and is responsible for any “write-downs” to appraised value in accordance with established guidelines. o Posts transactions to correct general ledger account. o Maintains appropriate records of each case. o Handles any charge-off loans, non-accrual, or “write-downs” due to loan impairment. Special Knowledge, Skills and Abilities: • Adaptability to various systems, including the Bank’s core system, lending operation platform and reporting systems. • Ability to acquire excellent knowledge of the Bank’s lending and compliance policies • Excellent leadership, organization and planning, decision making, communication, perception and analysis skills • Excellent interpersonal skills to interact with customer and community organizations and to effectively direct staff • Ability to make effective use of personnel and other resources to establish objectives, schedules and priorities Minimum Job Requirements: • High School graduate or equivalent • General banking/operations foundation; completion of various related courses and certifications • Minimum of 5 years of banking experience, specifically related to lending and loan operations. • Minimum of 2 years of supervisory capacity. • PC proficiency using Microsoft Office including Word, Excel and Outlook • Experience working with FIS Banking Systems, including BancPac, FLO, ImageCentre and FIS Report Management is preferred. Working Conditions • General office environment with defined light work • Physical ability as needed for job functions with some light lifting required All job requirements listed indicate the minimum level of knowledge, skills and/or ability deemed necessary to perform the job proficiently. The job description is not to be construed as an exhaustive statement of duties, responsibilities or requirements. Employees will be required to perform any other job-related instructions as requested by their supervisor, subject to reasonable accommodations.

Experience Required:

How to Apply:

Email Wendi Spinks at wspinks@legacystatebank.com

Application Deadline:

Jan 01, 1900

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