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Job Details
Loan Specialist
Legacy State Bank
Job Start Date:
02/01/2023
Type of Position:
Full Time
Number of Openings:
1
Job Location & Contact:
3825 Harrison Rd
Loganville
,
GA
30052
770-554-2265
Email
Job Description:
This position is a hybrid of roles within the Loan Department, supporting Legacy State Bank’s Loan Operations department for accomplishment of company goals and objectives and to enhance profitability of Legacy State Bank based upon sound loan procedures. This position serves as the Bank’s primary Consumer Lender, effectively managing all consumer loan requests. In addition, this position is responsible for supporting other lenders by accurately processing loan requests and preparing closing packages in accordance with established procedures. Serves as the Bank’s primary Consumer Lender. A. As a Mortgage Loan Originator, manages and processes requests for real-estate loans, for both, in-house and secondary mortgages. B. Responds to inquiries; effectively educating customers on loan products and options available to mitigate potential steering risk. C. Accepts and manages requests for home equity lines of credit and consumer, non-real estate loans. D. Adheres to timing requirements associated with consumer lending. E. Arranges and attends loan closings. F. Maintains a working knowledge of the loan pipeline report. Manages loan renewals. A. Monitors the loan renewal report and identifies customers for first contact at 90 days. B. Provides call to customers in order to discuss the best way to communicate documents needed for the loan renewal process. C. Provides status updates to Management on the process and identifies and communicates challenges early in the process. Prepares new loan documentation in accordance with established credit matrix and regulations. Follows all established procedures. A. Reviews applications and initial disclosure for compliance and accuracy of information, signatures, dates, etc. Notifies Lender of any outstanding items missing from application and/or loan file. B. Sets up file and orders necessary third party documentation, including, but not limited to, Military Lending Act verifications, appraisals, title checks, geo mapping. C. Reviews all received documentation during the process of the loan for accuracy, appropriate information, signatures, dates, etc. D. Prepares loan documents using loan processing system for each applicable loan type with accuracy and in accordance with the credit approval, credit matrix, and regulations in a timely manner. E. Complies with BSA requirements including the Customer Information Program and Beneficial Ownership. F. Transmits accurate loan document to Lender to meet the customer’s anticipated closing date. G. Ensures closing documents are accurately completed by Borrower(s), Attorney (if required), and Lender. Provides administrative assistance to the Loan Department. A. Courteously answers telephone, providing customer service, and/or directing calls to appropriate staff. B. Provides courteous assistance to customers regarding their current loan status. C. Performs and supports loan servicing in accordance with designated procedures. D. Performs quality control of loan file maintenance.
Experience Required:
• High school graduate or equivalent. • General banking / operations foundation; completion of various related courses, certifications, etc. • Minimum 5 years of banking experience, specifically related to lending/loan operations. • PC proficiency using Microsoft Office including Word, Excel, and Outlook. • Experience working with FIS Banking Systems, including BancPac, FLO, ImageCentre, and FIS Report Management is preferred.
How to Apply:
Email Wendi Spinks at wspinks@legaycstatebank.com
Application Deadline:
Jan 01, 1900
Submit your resume
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HOME
ABOUT CBA
Board of Directors
CBA Committees
LEAD Division
Office Directions & Hours
Our Team
Privacy Policy
Remembering Julian Hester
MEMBERSHIP
Member Login
Associate Members
>
Associate Member Benefits & Application
Associate Member Directory
>
Company Listing Update
Bank Members
>
Member Benefits
Member Bank Directory
>
Bank Listing Update
Lifetime Service Awards
Preferred Service Providers
ADVERTISING & SPONSORSHIP OPPORTUNITIES
Resources
>
CBA Legal Hotline
CBA Career Center
CBA Wellness Solutions
April is Community Banking Month
Marketing Resources
Useful Websites
PROFESSIONAL DEVELOPMENT
Community Bankers College
Programs
>
Calendar
Programs by Functional Category
Webinars
Banker Regulatory Forum
Barret School of Banking
Community Bank Leadership Academy
Compliance Professionals Package
>
2023 Compliance Professionals Package
Connect (Convention)
Executive Channel
HR & Talent Development League
WINSPIRE - Women in Banking
Resources
>
Cancellation Policies & Facility Maps
Compliance Resources
Disaster & Pandemic Support & Preparedness
FDIC Regulatory Calendar
Financial Literacy
Speakers
Scholarships/Student Development
>
Julian & Jan Hester Scholarship
McNair Scholarship
Walraven Scholarship
Rise Up - College Student Development Program
PUBLICATIONS
Advocacy Update
Education Buzz
eNewsletter - CBA Today
Georgia Communities First Magazine
Georgia Financial Directory
Innovation Circuit
Peachy Posts
Swaggin Wagon Adventures
ADVOCACY
Programs
>
Clay Shoot
TopGolf Tournaments
Town Hall Talks
Advocacy Fund
>
T-Shirt Advocacy Fundraiser
Corporate Donations
Individual Donations
Advocacy Update
ICBA Plan for Prosperity
Locate Your Legislator
Priority Legislation SB 157
>
SB 157 Survey
SBA/PPP Resources
>
THE CARES ACT & SBA LENDING
Paycheck Protection Program
PSP & Associate Member Support During Covid-19
Silent Auction Items